By Dan Harkey What is a Lien? A lien is a legal right, usually referred to as a security interest, in real or personal property given to a creditor to hold and possess as consideration for a loan. The creditor /lender has a charging interest against the collateral and may seek possession in the Continue Reading
Invest in Overseas Real Estate to Retire Smartly
By Matt Malouf The 401k plan at your workplace is as traditional as apple pie. You know what it is and you can rely on it. You’ve grown up hearing about this kind of investment being beneficial in life. It’s just something everybody does, and what you should do too. All it takes is landing a job Continue Reading
So… You Want to be a Real Estate Investor…
By Lou Brown If you have the intention to be successful in Real Estate, taking a look at what is working for others may be a good place to start… Let’s understand what you want to accomplish. Do you want to have your own business in real estate? Do you want to buy and sell, or buy and hold, or Continue Reading
The Deal of the Century
By Alton Jones Is this your last opportunity to create greatness? For all we know, it might be. That’s certainly how I live my life. But as the holidays come up, I see more people getting into the slowdown mindset. Thinking they won’t be able to do anything between Thanksgiving and new years, Continue Reading
Marketing to Motivated Sellers in Rural Communities
By Kathy Kennebrook Since I am the type of investor who purchases properties in multiple counties and in multiple states, I have had lots of experience buying homes and vacant land in rural communities. In fact this is a part of our business that we find to be very profitable for us . I will share Continue Reading
Having Trouble Finding “Good Deals”?: Use Probate Leads to Diversify Your Lead Source and Find Motivated Sellers
By Kristine Gentry, Ph.D. We’ve all heard that the real estate industry is changing. Investors often wonder – “How can I find properties worth investing in?” With more and more competition in the marketplace, challenges in getting loans, and cautious homeowners staying put, it can feel like Continue Reading
Dealing With “Balloon” Payments
By Bruce Kellogg “Amortizing” Versus “Balloon” Notes An “amortizing” note is one where the principal amount is paid off over the term of the loan. A “balloon” note is one where the payments are not sufficient to retire the debt, and an outstanding balance is due at maturity. What Is The Continue Reading
Yield Compression – Why are rates in California for alternative real estate financing declining in a rising interest rate market?
By Edward Brown The Prime Rate has been slowly increasing over the past six months, but real estate financing in the alternative sector in California has actually decreased. Why? Competition between private lending companies in real estate [also known as hard money lenders] has increased Continue Reading
Is the Secrecy of a Land Trust Lawful?
By Randy Hughes, Mr. Land Trust Land Trusts have been used in the United States for over 100 years, primarily for privacy of ownership. Many people, for various reasons, want to own real estate without public knowledge. Perhaps they are a celebrity, politician (President Obama owns his house in Continue Reading
Free Money….. No, Really! It’s True!
By Reggie Brooks Our Government makes hundreds of different programs available to distribute billions of dollars to us in the form of grants, low interest loans, and subsidies. The money is then appropriated by politicians who are smart enough to know that the best way to keep their jobs is by Continue Reading
Texas Cash Cow Arrest — Beware of Real Estate Fraud
By Kathy Fettke The arrest of a Texas developer, who’s well-known in the real estate industry, is a big reminder to thoroughly vet the people and deals you are working with. Phillip Carter of Frisco is accused of taking $17.5 million dollars from investors for development projects in North Continue Reading
Should You Foreclose After a Charging Order?
By Garrett Sutton The charging order is a key to LLC asset protection. If you are sued in a car wreck and the victim wants to get at your assets, the charging order (n many states, including Wyoming and Nevada) is the victim’s only relief. It provides for a lien on distributions, meaning the Continue Reading
Underwriting a Loan Transaction where the Borrower is a Family Trust
By Dan Harkey A property owner may choose to hold title to a property by creating a family trust. The “JQSmith” Trust dated February 31, 2020 will become a separate entity similar in nature to any other entity, Corp, LLC, or partnership, but with different rules, regulations, and standards of Continue Reading
Making Money and Understanding Tax Lien Certificates
By Ted Thomas The simplest way to understand tax lien certificates is to realize all real estate is taxed by the county and sometimes the county and municipality. Property taxes are collected to provide many different benefits to citizens of the county, for example property taxes pay for schools, Continue Reading
