By Edward Brown When Congress passed Section 4021 of the CARES Act in response to the effects of COVID-19, their intent was to help borrowers who were having problems making their mortgage payments. Little did Congress realize that they were potentially setting up borrowers for trouble in the Continue Reading
The Future of Mortgage Defaults, Financial and Note Experts Forecast Market
By Stephanie Mojica With an unprecedented national and global economic crisis, real estate industry experts have varying opinions on how the situation will affect mortgage defaults. "The pandemic-induced closure of non-essential businesses caused the April unemployment rate to spike to its Continue Reading
VA and FHA Mortgages & the Housing Boom (Part 2)
Military Experience Eligibility for VA Loans How does a retired or active military personnel member qualify for a VA loan based upon their military experience? * An earlier discharge date for a service-connected disability may still qualify you. ** Officers who separated from service after Continue Reading
VA and FHA Mortgages & the Housing Boom (Part 1)
By Rick Tobin The most flexible and easiest qualifying mortgage loan product in America is the VA (US Department of Veteran Affairs) mortgage loan. Between 1944 and 1966, approximately 20% of all single-family homes built or purchased were financed by the VA home loan program for active military or Continue Reading
BUILDING WEALTH IN REAL ESTATE: HOW LONG DOES IT TAKE?
By Glenn Mananeng This is a question on the mind of investors. There is no definite answer for this. This topic is always up to debate no matter how you look at it, as wealth is measured differently by every individual. Here are a few factors you need to know when building wealth – allow us here Continue Reading
Where The Mortgage Notes Are Now
By Fuquan Bilal Where are the mortgage notes for investors now? The last few years saw some compression of yields and increased challenges in finding profitable notes and attractive returns for investors. There are deals out there, and there could be many more coming up, if you know where to Continue Reading
Can You Micro Flip Mortgage Notes?
By Fuquan Bilal There’s a lot of talk about micro-flipping real estate out there. But can you micro-flip mortgage notes? The Micro-Flipping Craze If you’ve Googled anything to do with real estate lately, you’ve probably been inundated with ads for micro-flipping. Almost every podcast, email and Continue Reading
Mortgage Free Real Estate
Matthew Pillmore Disclaimer: I am not a lawyer or an accountant. Nothing here should be construed as professional advice. I suggest that you always retain the services of a competent professional to provide advice on your transactions. If you have a loan on your primary residence and/or Continue Reading
7 Personal Finance Questions to Ask Yourself Before Getting a Mortgage
By Dr. Teresa R. Martin, Esq. Are you ready for a mortgage? It’s a big step that requires careful planning. A mortgage will affect your financial future for years to come. Before you sign that mortgage, consider these finance questions: What is your credit score? Credit scores affect Continue Reading
A New Era Of Zero Interest Rates?
By Fuquan Bilal We could soon be in a new era of zero interest rates. What will it mean for investors, the markets and you? Could We Have Negative Interest Rates? The president has been pushing for lower interest rates. We could even potentially see zero rates and even negative interest rates. Continue Reading
All-Inclusive Trust Deed or Mortgage
By Al Lowry An all-inclusive trust deed or mortgage is also sometimes referred to as a wraparound or overriding trust deed or mortgage. This is a trust deed or mortgage that is subordinate to, yet includes all the encumbrances to which it is subordinated. But sometimes in connection with Continue Reading
How To Get Paid Big Dollars And Work Where You Want And When You Want AND RETIRE EARLY
By Ted Thomas This Will Knock Your Socks Off! 2 Distinct Investment Opportunities #1 Tax Lien Certificates – One of the Safest Investments In America Today! When it comes to real estate investing, there is much to be learned and a lot of money to be made. The prudent investor knows that it Continue Reading
The TOP FIVE Reasons to Consider COMMERCIAL REAL ESTATE for Your Portfolio
By Tom K. Wilson While many investors see single-family homes as their “bread-and-butter” investment, investing in commercial properties is an option that can also help you achieve your financial goals. “Commercial” in its broadest lay vernacular includes multifamily apartments, however, the Continue Reading
Bruce Norris and the Norris Group
By Bruce Kellogg Who is Bruce Norris? Bruce is a longtime real estate investor, builder, “hard money” lender, and real estate educator with over 35 years of experience. His history includes over 2,000 real estate transactions as buyer, seller, builder, or money lender. He was married at 17, Continue Reading