Image from Pexels By Rick Tobin Over the past several years, most short-term and long-term rental property owners created the bulk of their wealth from the annual equity gains related to buying and holding their properties as values increased anywhere between 10% to 40% per year. In California Continue Reading
The Non-Owner, No Income (NONI) Loan Solution
Image from Pexels By Rick Tobin Are all loans second to NONI (Non-Owner, No Income) for cash flow purposes? Does your investment property give you a positive annual cash flow with or without significant vacancy rates, repairs, nonpayment of rents due to tenant moratoriums or other reasons, and Continue Reading
Forbearance Bailouts and Refinances
Image from Pexels By Rick Tobin The 2020 and 2021 years have been two of the most unusual time periods in world history, especially for the real estate sector. For example, millions or tens of millions of homeowners and tenants have been severely delinquent with their mortgage and rent Continue Reading
Limited Home Inventories & Soaring Prices
By Rick Tobin Nationwide during the first quarter of 2021, homeowners with mortgages saw their home equity jump by a staggering 20% as compared to one year earlier. The dollar amount gains for the first quarter (January 1st - March 31st) alone for homeowners across the nation amounted to a Continue Reading
