By Luke Shankula The coronavirus pandemic has affected virtually every aspect of our daily lives, from schooling to socializing to business. Since lockdowns commenced nearly a year ago, I’ve had mortgage loan officers, long accustomed to building relationships and generating leads through Continue Reading
Trust Deeds vs Mortgages: What’s the Big Difference?
Image by Arek Socha from Pixabay If you are planning to invest in turnkey real estate development collateralized by real property, one of the top items on your due diligence check list should be to determine which mortgage theory the state follows per the location of the subject property. This Continue Reading
The Effects from Covid on Reverse Mortgages
By Edward Brown and Mary Jo LaFaye With the Covid crisis still looming, much attention has been focused on conventional loans where monthly mortgage payments are required. Recently, laws have been passed on both local and national levels to ensure homeowners are not evicted for non-payment on FHA Continue Reading
UBTI and Mortgage Debt Funds
By Edward Brown According to Investopedia, Unrelated Business Taxable Income [UBTI] is income regularly generated by a tax-exempt entity by means of taxable activities. This income is not related to the main function of the entity and prevents or limits tax-exempt entities from engaging in Continue Reading
Don’t Miss The Deadline To Balance Your Real Estate Portfolio
By Bill Mencarow Savvy real estate investors balance their portfolio with real estate notes (trust deeds or mortgages); real estate for appreciation, real estate notes for income. My name is Bill Mencarow. While my wife Alison and I were on the staff of the US Congress in Washington, we Continue Reading
How FHA Benefits Buyers, Sellers, and Brokers
By Rick Tobin Since 1934, FHA has insured over 34 million home mortgages nationwide. For buyers, sellers, and advising real estate brokers or other licensees, they should all learn more details about how the use of FHA mortgage loans can help each of them to buy and sell properties at potentially Continue Reading
How Deferment of Mortgage Payments May Affect Borrowers in the Long Run
By Edward Brown When Congress passed Section 4021 of the CARES Act in response to the effects of COVID-19, their intent was to help borrowers who were having problems making their mortgage payments. Little did Congress realize that they were potentially setting up borrowers for trouble in the Continue Reading
The Future of Mortgage Defaults, Financial and Note Experts Forecast Market
By Stephanie Mojica With an unprecedented national and global economic crisis, real estate industry experts have varying opinions on how the situation will affect mortgage defaults. "The pandemic-induced closure of non-essential businesses caused the April unemployment rate to spike to its Continue Reading
VA and FHA Mortgages & the Housing Boom (Part 2)
Military Experience Eligibility for VA Loans How does a retired or active military personnel member qualify for a VA loan based upon their military experience? * An earlier discharge date for a service-connected disability may still qualify you. ** Officers who separated from service after Continue Reading
VA and FHA Mortgages & the Housing Boom (Part 1)
By Rick Tobin The most flexible and easiest qualifying mortgage loan product in America is the VA (US Department of Veteran Affairs) mortgage loan. Between 1944 and 1966, approximately 20% of all single-family homes built or purchased were financed by the VA home loan program for active military or Continue Reading
Could the Corona Virus provide the next Boon for Private Mortgage Lending?
By Edward Brown The Corona Virus had all but shut down conventional lending in late March 2020 and most of April 2020. Although it now appears that many banks have loosened up, they are far behind in applications due to the shelter in place restrictions and lack of certainty in the market. This Continue Reading
BUILDING WEALTH IN REAL ESTATE: HOW LONG DOES IT TAKE?
By Glenn Mananeng This is a question on the mind of investors. There is no definite answer for this. This topic is always up to debate no matter how you look at it, as wealth is measured differently by every individual. Here are a few factors you need to know when building wealth – allow us here Continue Reading
What’s Triggering Non-Performing Mortgage Loans In 2020
By Fuquan Bilal Deals on non-performing mortgage loans are in high demand. So, with the economy and housing market reportedly so strong, what might trigger mortgage defaults, and give note investors more assets to buy? Being alert to these causes of default can give you the edge to see where Continue Reading
Where The Mortgage Notes Are Now
By Fuquan Bilal Where are the mortgage notes for investors now? The last few years saw some compression of yields and increased challenges in finding profitable notes and attractive returns for investors. There are deals out there, and there could be many more coming up, if you know where to Continue Reading
